The third-party policy covers loss/damage or any injury/health caused by your vehicle and is valid for three years.

Own-damage policy covers any damage/theft to your car, and it’s valid for one year.

While all policies in the market give you similar coverage, there are differences where with MI you gain advantages, such as:

1. High-Quality Repairs:

Your safety is more important than cost: Maruti Suzuki Trained Technicians repair your car at dealer workshops using genuine parts. Repair quality and the safety of your family are the only criteria, and no compromises are made to save on repair costs.

2. A Straightforward Transaction: There is NO salvage deduction.

Parts are repaired or replaced in accordance with Maruti Suzuki specifications. You are not forced to accept repair if replacement is needed, even if it’s expensive parts like power-steering or the ECM, which is the car’s computer unit.
You are not forced to have the repairs done at roadside shops as they are cheap in cost.
Full IDV is paid in case of theft or total loss-no negotiations done.
Electrical parts are correctly categorised as electrical and depreciation is charged as per the age of vehicles and NOT @ 50% categorised as plastic.
Savage deduction
Consider a claim where the total cost of metal parts replaced is Rs 54,232.
Market salvage deduction: Rs 5423
Salvage deduction in MI insurance: 0
Cost saving with MI: Rs 5,423

3. Cashless claim settlement of over 1500+ Dealerships:

We repair your car and deliver it to you by charging just a small amount, which you share in the claim. The vehicle
is delivered without waiting for your insurance company to make payment for your claim. This works like magic when unfortunate accidents happen outside your city.

4. There are no hidden fees:

No estimation charges at the time of claims.
No filing or processing charges. According to IRDAI guidelines, the only mandatory deductible is charged.
No inspection charges in case there is a break in the insurance period.

5. Complete backing for claims:

Just bring the car to the Maruti dealer’s body shop and leave the rest to us.
We ensure intimation to your insurance company and have the damage assessed within 4 hours.